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 The winner of the Thurles Credit Union Cash Draw for September 2012 was Daniel O’Connell. Lucky Daniel who wins the first prize of €10,000, hails from Ard Na Croise, here in Thurles.
Pictured here at the presentation are Donal Scannell (CEO) Thurles Credit Union, Daniel O Connell (First Prize Winner) and Maureen Dorney (Sister).
Congratulations go also to the other cash prize winners: Patrick Shanahan, Matthew Avenue; Mary Daly, Collins Park; Fiona Barry, Ballycurrane and Brendan Maurice Butler, Newtown, Holycross.
Well done and congratulations to all the winning members, on their good fortune.
Thurles Credit Union, is situated at Credit Union House, Parnell Street, here in Thurles, Co. Tipperary and their business opening hours at the Thurles Office are as follows:- Monday: 9.45am – 5.00pm, Tuesday: 9.30am – 5.00pm, Wednesday: Closed, Thursday: 9.30am – 5.00pm, Friday: 9.30am – 5.00pm, Saturday: 9.30am – 5.00pm.
 Thurles Credit Union has reported a significant increase in applications for student loans ahead of the 2012 / 2013 academic year. The Local Credit Union believe that the increase in the third level registration fee (€2,250) combined with the significant increase in day to day costs of going to college, has forced many students & their parents to borrow in order to meet this necessary cost.
I am aware that recent research carried out by the Irish League of Credit Unions in the last 12 months indicates that students (72%) are still relying heavily on their parents to help fund their 3rd level education. On top of academic fees, average monthly spend (excluding rent and bills) stands at approximately €480. Half of the students surveyed rented accommodation during the college year paying €330 -€350 for rent, plus €70 – €90 on average for other necessary bills each month. e.g Utilities like Gas, Electricity, Heating & Waste Disposal Charges, often not factored into the overall equation.
This research also found that 55% of students are forced to work part-time throughout their academic year, with 33% skipping University lectures to enable them to do so. Financial issues (68%); fear regarding the passing exams (68%) and not getting a job after college (64%) are the greatest worries for Irish students.
Speaking to Thurles.Info earlier today on these issues, Mr Donal Scannell, CEO of Thurles Credit Union stated: “The significant cost of third level education puts phenomenal pressure on both parents and students starting or returning to 3rd level education this year. The increased registration fees combined with monthly rent and bills, books and materials and day to day expenses are a significant financial burden to many families. We have also seen the removal of financial assistance to postgraduate students. In the last budget, the postgraduate maintenance grant was scrapped making it even harder for students to attain postgraduate qualification.
Thurles Credit Union is available to support both parents and students as they prepare for the academic year. Thurles Credit Union offers one of the most competitive personal, student and education loan rates on the market. We encourage anyone who is looking to finance their education or who simply want some advice on planning ahead or budgeting to call into Thurles Credit Union and speak to a member of staff. Planning ahead where possible is the best way to prepare for these expenses.”
So we asked Donal the following question; “What can Thurles Credit Union really offer to students at this important stage in their academic lives?”
We share with you Donal’s advice, which is as follows:-
Continue reading Thurles Credit Union Report Student Loans Increase
 Revenue Commissioners Target Express, the trading name for College Freight, is just one of an expected five or six large haulage companies, which will cease trading before Christmas, according to Eoin Gavin the president of the Irish Road Haulage Association.
Target Express ceased trading yesterday with the loss of 398 jobs, claiming that the company was forced to closed because of ‘tough tactics,’ adopted by the Irish Revenue Commissioners. The company had been in business since 1988 with big named clients which included A-Wear and Smyth’s Toys & is currently the main sponsors of the Tyrone Gaelic football and hurling teams. The company claims it was forced to cease trading yesterday when the Revenue froze its bank accounts, thus disallowing payment to known creditors & its workforce.
The company has a network of depots and hubs nationally, including rented space at the Germinal Seeds plant near the Horse & Jockey, Thurles, here in Co Tipperary. Around 300 of jobs lost are based in Southern Ireland with the remainder in the North.
The companies managing director Mr Seamus McBrien claims that the Revenue Commissioners rejected, yesterday, a deal which would have seen the company pay off a further €175,000 of their overall outstanding liability of €300,000 & because of this action 398 people had lost their jobs as a result of Revenue insisting on receiving the additional €125,000.
However, based on previous stances by the Revenue Commissioners in dealing with similar companies which are found to be non compliant & defaulting taxpayers, these same companies are viewed correctly as competing unfairly and in an unfair environment. Revenue are aware, from bitter experience, that usually non compliant traders end up destroying the businesses of other law abiding competitors who remain fully compliant and meticulous in carrying out their everyday financial responsibilities.
However Target Express company employees, now forced to apply for social welfare at the full rates, will cost us, the taxpayer, at least an estimated €2.9million, over the next 12 months.
The issues of dealing with non tax compliance, particularly in the light of recent cases already highlighted in the media, e.g. Mr Paul Begley of Begley Brothers, Mr Sean Hartigan of Prestige Recycling, Mr Mick Wallace TD, & now Target Express, must surely raise considerable national debate, in the interests of employees, fair trading, our Irish State and my opening statement.
 The names of the winners of the Thurles Credit Union Members’ Cash Draw were formally announced today.
The winner of the August Cash Draw was Mrs Noreen Higgins, Knockroe, Thurles, Co Tipperary.
Pictured here, left of your screen and presenting first prize at the formal presentation (Left to Right,) Donal Scannell (CEO) Thurles Credit Union, Mrs Noreen Higgins (Winner) with her husband Mr Tom Higgins. (Click on image for larger picture.)
Congratulations to all the other cash prize winners named as follows:- Mr Danny Meaney, Kylenoe; Mr Kevin & Mrs Audrey Fallon, Rosemount; Ms Breda O’Reilly, Beakstown and last but by no means least Mr Michael Ferncombe, Clohane.
Well done and congratulations to all winning members, on their good fortune.
Thurles Credit Union, is situated at Credit Union House, Parnell Street, here in Thurles, Co. Tipperary and their business opening hours at the Thurles Office are as follows:- Monday: 9.45am – 5.00pm, Tuesday: 9.30am – 5.00pm, Wednesday: Closed, Thursday: 9.30am – 5.00pm, Friday: 9.30am – 5.00pm, Saturday: 9.30am – 5.00pm.
 Tipperary Councils Reunification after 180 years The Tipperary Reorganisation Implementation Group (TRIG) have stated that the reunification of North and South Tipperary into one single local authority area will now save the State more than €6 million.
Tipperary [Map Ref.] is the sixth largest county in Ireland and has a long and distinguished history dating back to the 5th century and beyond.
According to this Implementation Group there will be a 40 per cent reduction in management grades, a 10 per cent payroll saving, and a complete harmonisation of rates and service charges, as a result of the creation of this new single Council Authority.
This new Implementation Plan, which was published today after 180 years of operating as two separate councils, details the necessary steps towards Tipperary’s unification, which will come into being by the next Local Elections expected in 2014. The Minister for the Environment Phil Hogan last year announced details of this restructuring plan following the recommendation of the Local Government Efficiency Review Group announced in 2010.
This new combined Council Authority will serve a population of some 159,000 persons & the combined number of councillors representing the county will be reduced to bring the councillor numbers in line with the membership of similarly populated counties, latter to be determined separately by the Local Government Commission.
Under the new revised structure there will now be just one County Manager, one Head of Finance & five Directors of Services, latter with responsibility for:- (1) roads & health and safety; (2) planning & emergency services; (3) water & environment; (4) housing, community & economic development; (5) corporate services and human resources.
Local authority offices will be retained at both Clonmel and Nenagh which are some 90km, or one and a half hours of travel time apart.
The Head of Finance is expected to be based in Nenagh along with the directors of services for roads, health and safety, and planning and emergency services. All other directors will set up base in Clonmel.
This reunification will cost around €560,000 per year, but overall savings will be in the order of €6.15 million annually.
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