Bank of Ireland is warning customers to stay alert after a rise in cases where people are being significantly overcharged when paying by card in shops, cafés, bars, taxis and other busy venues.
The scam works by verbally quoting one price, while entering a much higher amount on the payment terminal; often when customers are distracted, rushed or under pressure.
Ms Nicola Sadlier, (Head of Fraud at Bank of Ireland), said fraudsters are taking advantage of busy environments where people may not double-check the screen, before tapping or entering their PIN.
Key advice from Bank of Ireland:
► Always check the amount on the card terminal before paying
► Don’t rush if you feel pressured during a transaction
► Never hand your card to someone else to complete payment
► Turn on transaction alerts to spot suspicious charges quickly
► Review your statements regularly and report anything unusual immediately
►With summer travel season approaching and more people using contactless payments abroad, the bank says taking a few extra seconds to verify the amount could prevent costly fraud.
“Check the total before you tap.”


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